What is Earnest Money, Exactly?

What is Earnest Money, Exactly?

Buying a home is an expensive investment. From paying appraisal fees, inspectors, and purchasing a title insurance policy, there are many closing costs to be aware of. When buying a home in a tight housing market, one cost you may have not heard of is earnest money,...
Millennial Title Opens Offices in Southern Indiana and Memphis

Millennial Title Opens Offices in Southern Indiana and Memphis

As 2021 continues to mark the year of growth in our organization, we are excited to announce that we have opened two more offices. Now with locations in New Albany, Indiana, and Memphis, Tennessee; Millennial Title continues to provide real estate title and escrow...
Standard vs. Enhanced Title Insurance Explained

Standard vs. Enhanced Title Insurance Explained

While title insurance may be viewed as just another extra cost, it actually provides value to the homeowner. Title insurance is used to protect you from any past title defects associated with the home. There are two types of title...
The Two Types of Title Insurance

The Two Types of Title Insurance

Purchasing a home is a monumental milestone and protecting your investment is a top priority. While title insurance may seem like another mysterious fee, it actually provides numerous benefits for the buyer. In this blog, we will discuss the two types of title...
What is Escrow on a Mortgage and How Does it Work?

What is Escrow on a Mortgage and How Does it Work?

If you’re using a mortgage to purchase a home, you’ve probably heard the word “escrow” used in a few different contexts. In most cases, your lender will require you to have an escrow account before continuing with the mortgage process. But what...
How to Compete in a Tight Housing Market

How to Compete in a Tight Housing Market

Demand for housing is at an all-time high. When the marketplace is hot, buying a home can become a frustrating experience. You fall in love with a house, only to find out you weren’t the first bidder, sometimes many times over. In some locations, property sells within...