Blog - Millennial Title

What is Earnest Money, Exactly?

Jun 10, 2021 | Buying, Real Estate

Buying a home is an expensive investment. From paying appraisal fees, inspectors, and purchasing a title insurance policy, there are many closing costs to be aware of. When buying a home in a tight housing market, one cost you may have not heard of is earnest money,...

Don’t Let This Happen to You: Title Insurance Saves the Day

May 26, 2021 | Title Insurance

Purchasing a home can be an overwhelming process, especially if it is your first. For many first-time buyers and even seasoned pros, purchasing title insurance may be viewed as a useless additional cost. While it may look that way, these stories from buyers* can tell...

Millennial Title Adds Business Development Director to Growing Team in Florida

May 13, 2021 | Insider

Steph Horne joined the Millennial Title team to serve as Director, Business Development for Florida. She began on May 10, 2021 and will focus on growing the Florida market. A Louisville, Kentucky native, Steph Horne brings with her a wealth of experience in real...

Millennial Title Opens Offices in Southern Indiana and Memphis

Apr 8, 2021 | Insider

As 2021 continues to mark the year of growth in our organization, we are excited to announce that we have opened two more offices. Now with locations in New Albany, Indiana, and Memphis, Tennessee; Millennial Title continues to provide real estate title and escrow...

Standard vs. Enhanced Title Insurance Explained

Mar 22, 2021 | Title Insurance

While title insurance may be viewed as just another extra cost, it actually provides value to the homeowner. Title insurance is used to protect you from any past title defects associated with the home. There are two types of title...

The Two Types of Title Insurance

Mar 11, 2021 | Title Insurance

Purchasing a home is a monumental milestone and protecting your investment is a top priority. While title insurance may seem like another mysterious fee, it actually provides numerous benefits for the buyer. In this blog, we will discuss the two types of title...

What is Escrow on a Mortgage and How Does it Work?

Feb 24, 2021 | Real Estate

If you’re using a mortgage to purchase a home, you’ve probably heard the word “escrow” used in a few different contexts. In most cases, your lender will require you to have an escrow account before continuing with the mortgage process. But what...

Serving Real Estate Pros Coast to Coast: Millennial Title’s National Services Team

Feb 10, 2021 | Insider

At Millennial Title, we take pride in our service and expertise regarding the real estate industry. With offices located in Indiana, Kentucky, Tennessee, and Florida, we are working to expand our organization and its members to provide real estate and title services...

Oh No! Is it Too Late to Take Advantage of Low Pandemic Interest Rates?

Jan 20, 2021 | Housing Market, Real Estate

As part of the government’s effort to stimulate the economy, interest rates are among the lowest ever. We saw interest rates sweep lower and lower at the height of the pandemic, bottoming out to nearly zero. Nine months into the pandemic however, the other side of the...

How to Compete in a Tight Housing Market

Dec 18, 2020 | Buying, Housing Market, Real Estate

Demand for housing is at an all-time high. When the marketplace is hot, buying a home can become a frustrating experience. You fall in love with a house, only to find out you weren’t the first bidder, sometimes many times over. In some locations, property sells within...