How do Mortgage Points Work?

How do Mortgage Points Work?

As mortgage rates continue to fluctuate, homebuyers are always looking for ways to save money when they can, especially on such a large investment. One way buyers can try to save some money is by purchasing mortgage points, also known as discount points. But what are...
What is Escrow on a Mortgage and How Does it Work?

What is Escrow on a Mortgage and How Does it Work?

If you’re using a mortgage to purchase a home, you’ve probably heard the word “escrow” used in a few different contexts. In most cases, your lender will require you to have an escrow account before continuing with the mortgage process. But what...
Coronavirus Has Many Homeowners Refinancing

Coronavirus Has Many Homeowners Refinancing

Coronavirus has been rocking the world on every possible level. The stock market is crashing, people are self isolating, or being forced into lock down, and authorities are talking ominously about a recession. COVID-19 is bad news on almost every different...
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